Residential Mortgages

The No Fee Mortgage Broker with over 40 years experience of straight talking mortgage advice and no fees

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Bridging Loans

Designed to "bridge" the gap between the need for immediate funds and the availability of long-term financing.

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Commercial

Commercial loans can be used when buying your own head office, development finance, buy to let business property or a new venture.

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Secured Loans

Secured Loans sometimes called second mortgages. They provide funds where for some reason a further advance on the existing mortgage is not possible.

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Tailored expert advice

Select Mortgages and loans, the expert Mortgage Broker with over 40 years experience and straight talking, no insurance sales, no sales visit, just simple straight forward expert mortgage advice. Specialising in switching with your current lender to a better deal, re-mortgage to a lower rate, raising capital or moving home.

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* applies to Domestic Mortgages and Buy to Let mortgages only.

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Our Broker services

First-Time Buyer

First-time buyers typically face unique challenges, including saving for a deposit and navigating the complexities of the homebuying process, so these specialized mortgag ...

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Remortgage

If you have come to the end or nearing the end of your current mortgage deal, switching to a new mortgage deal can often secure a lower interest rate, reducing monthly re ...

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Second Home Mortgages

Second home mortgages are loans specifically tailored for individuals purchasing a second property, typically for personal use rather than investment purposes. These mort ...

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Bridging loans for investment properties

Bridging loans for investment properties are short-term financing solutions designed to bridge the gap between the purchase of a new property and the sale or refinancing ...

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Buy-to-let commercial loans

Buy-to-let commercial loans are specialized financing options designed for investors looking to purchase commercial properties for rental income. These loans provide the ...

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Commercial development loans

Commercial development loans provide essential financing for developers aiming to construct new commercial properties or renovate existing ones. These loans cover various ...

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Property refurbishment finance

Property refurbishment finance provides essential funding for the renovation and improvement of residential or commercial properties. This type of financing is designed t ...

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Bridging loans for property development

Bridging loans for property development provide short-term financing tailored to developers needing quick access to capital for new projects or renovations. These loans a ...

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Buy-to-let and remortgaging of buy-to-let

Buy-to-let mortgages and remortgaging in the buy-to-let sector are essential tools for property investors looking to maximize returns on rental properties. Buy-to-let mor ...

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Second charge loans

Second charge loans, also known as second mortgages, are a type of secured loan taken out against the equity in a property that already has an existing mortgage. These lo ...

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Commercial mortgages for owner-occupied properties

Commercial mortgages for owner-occupied properties provide business owners with the financing needed to purchase or refinance the property where they conduct their operat ...

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Bridging Loans for Residential Property

Bridging loans for residential property are short-term financing solutions designed to facilitate the purchase of a new home before the sale of an existing one. These loa ...

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Why choose Select Mortgages & Loans?

We realise that your time is precious, so we provide you with a personal and tailored experience which makes the process of sourcing mortgages or loans utterly stress free. Trust that our 43 years experience in mortgage brokering will indeed save you time and money.

We specialise in sourcing products which can have:

Free Valuation

Free Solicitor

Expert mortgage advice, focused on you

When your mortgage completes, we receive a payment from the lender. This allows us to focus on what matters most — finding a mortgage that suits your individual circumstances and financial goals. With extensive experience, a personal approach, strong market knowledge and established contacts across the mortgage industry, we’ll guide you through your options and help make the process as straightforward as possible. Most importantly, we work to find the right mortgage for you — considering your needs, circumstances and long-term plans, rather than simply what works best for the lender.

Our latest best buy mortgages

Figures based on a mortgage of £200,000 at 50% LTV, over a term of 25 years.

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What our customers have to say

Steve has worked hard as my broker for the last 15 yrs. His knowledge and drive to get a good deal is second to none. I would recommend him to first time buyers and seasoned property owners alike.

M. Gould

Select Mortgages have looked after all the mortgages we have required over the years and Steve has never failed to give us the best attention possible and researched tirelessly to find the best option for us.

Simon & Bridgette Whattler

What can i say? He knows his stuff. Been in game for over 45 years he went through and explained everything to me clearly and found the cheapest product for me with zero fees. I am so happy with how quick he got things done – my mortgage offer from Natwest come through a week later. Very happy with the service and have already recommended friends and family. Will DEFINITELY be using Select Morgages again. Thank you so much.

Azhar

Steve has been a great support to us over the years even though we have never met in person! He has helped from Buy to Let’s to our residential mortgages, his knowledge is vast and always knows the answers to our questions! Thank you for always being there and directing us in the right direction always with your wisdom and expertise.

Thank you from the whole family!

S. Wilkhu